Pay rent. Build your verified payment history. Free tools for renters and landlords.
From your first payment in Canada to your first mortgage application — x-ave builds the verified payment history that opens doors.
See how it worksFrom your first payment to your next home — x-ave is with you every step.
Free tools for renters, newcomers, and landlords. No account required.
All tools are free and require no account. Sign up to save your results and unlock your Renter Passport.
30 vetted local providers across 10 categories — moving, cleaning, locksmith, plumbing, and more. All phone numbers verified.
10 categories · 30 verified providers
Five payment methods available now. More coming soon.
Your first payment is free on every method. Interac e-Transfer is always free.








Your tenant adds you by email. Rent arrives in your bank account. You get an instant notification the moment it lands. No login. No setup. No chasing.
x-ave handles your entire portfolio. Bulk tenant invites, payment tracking across all units and export-ready records for your accountant.
Add tenants by CSV upload or enter multiple emails at once. No chasing individual setups.
See every unit, every tenant, every payment on one screen. Know instantly who has paid and who has not.
Download a CSV of all payments by unit, tenant or date range. Ready for your bookkeeper or tax filing.
No subscriptions. No setup fees. No catches.







"I arrived in Canada with no rental history and no references. Six months of paying rent through x-ave gave me a verified Renter Passport. My next landlord approved me on the spot, no Canadian references needed."
"I've rented in Toronto for four years and always paid on time, but I had nothing to show for it. x-ave finally gives me proof. When I applied for my new place, I sent my Renter Passport and got approved the same day."
"As a landlord, I used to spend hours chasing rent and following up on e-Transfers. x-ave handles all of it. Payments come in on time, I get notified right away, and I can see a renter's full history before I even meet them."
We use cookies to improve your experience. Privacy Policy