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The Renter Platform for Canada

Your rent.
Your proof.
Your future.

Pay rent. Build your verified payment history. Free tools for renters and landlords.

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Built for renters

The first rent platform
designed for your journey.

From your first payment in Canada to your first mortgage application — x-ave builds the verified payment history that opens doors.

See how it works
0+
renters
0%
on time
Bank-level encryption
Instant payment notifications
Free for landlords
First payment free
HOW IT WORKS

Four steps to a better rental life.

From your first payment to your next home — x-ave is with you every step.

RENTER ROLODEX

Your little black book
for GTA services.

30 vetted local providers across 10 categories — moving, cleaning, locksmith, plumbing, and more. All phone numbers verified.

PAYMENT METHODS

Pay however you want.

Five payment methods available now. More coming soon.

Your first payment is free on every method. Interac e-Transfer is always free.

Available Now
Interac e-Transfer
Interac e-Transfer
Interac
Visa
Visa
Credit / Debit
Mastercard
Mastercard
Credit / Debit
American Express
American Express
Credit Card
Apple Pay
Tap to Pay
Google Pay
Google Pay
Tap to Pay
WeChat Pay
WeChat Pay
微信支付
Alipay
Alipay
支付宝
UnionPay (CUP)
UnionPay (CUP)
銀联
Coming Soon
Cash App
P2P payments
Soon
Zelle
Bank-to-bank
Soon
PayPal
Digital wallet
Soon
FOR LANDLORDS

Get paid on time.
Nothing else required.

Your tenant adds you by email. Rent arrives in your bank account. You get an instant notification the moment it lands. No login. No setup. No chasing.

Get paid on time
Rent arrives directly to your bank account the moment your tenant pays. You'll get an email notification instantly.
Instant notifications
You receive an email the moment your tenant pays, with full payment details. No login required.
Easy setup
Your tenant adds you by email address. You receive payments and notifications automatically. No account needed.
Free for landlords · Always
Inbox
x-avejust now
Rent received: $2,100 ✓
Li Xing · 88 King St W, Unit 12B · June 2026
x
x-ave
Rent received
Hi Michael, your rent payment has arrived.
Amount received$2,100.00
TenantLi Xing
Unit88 King St W, Unit 12B
PeriodJune 2026
MethodWeChat Pay
Funds arrive in your bank within 1-2 business days
FOR PROPERTY MANAGERS

Managing multiple units?

x-ave handles your entire portfolio. Bulk tenant invites, payment tracking across all units and export-ready records for your accountant.

Bulk tenant invites

Add tenants by CSV upload or enter multiple emails at once. No chasing individual setups.

Portfolio dashboard

See every unit, every tenant, every payment on one screen. Know instantly who has paid and who has not.

Payment export

Download a CSV of all payments by unit, tenant or date range. Ready for your bookkeeper or tax filing.

Free for landlords · Always

PRICING

Your first payment is on us.

No subscriptions. No setup fees. No catches.

Payment methods

Interac
Interac e-Transfer
Always free
WeChat Pay, Alipay, UnionPay
1st free · then 2.5%
Visa, Mastercard, Apple Pay, Google Pay
1st free · then 3%

Everything included

Verified Renter Passport
Instant payment notifications
Verified payment history timeline
Arrival Kit & settlement checklist
Rent reminders & on-time streak tracking
Free rental tools (rent estimate, pricing, neighbourhood explorer)
💬 Feedback
LX
Li Xing ✨
Software Engineer, Toronto

"I arrived in Canada with no rental history and no references. Six months of paying rent through x-ave gave me a verified Renter Passport. My next landlord approved me on the spot, no Canadian references needed."

Newcomer
MW
Marcus Webb 🙌
Teacher, Toronto ON

"I've rented in Toronto for four years and always paid on time, but I had nothing to show for it. x-ave finally gives me proof. When I applied for my new place, I sent my Renter Passport and got approved the same day."

Canadian Renter
SO
Sandra Okonkwo 🏡
Landlord, 3 properties, Brampton ON

"As a landlord, I used to spend hours chasing rent and following up on e-Transfers. x-ave handles all of it. Payments come in on time, I get notified right away, and I can see a renter's full history before I even meet them."

Landlord

Your rent.
Your proof.

Every payment you make is building something. Make sure it counts.

Renters build verified history. Landlords get paid on time. Everyone wins.

Pay rent. Build history. Get verified.
Free tools. On-time payments. Easy setup.
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The Renter Operating System for Canada.

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© 2026 x-ave Inc. All rights reserved. Toronto, Canada.
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